We work closely with all parties involved in the ecosystem, serving as a trusted independent party in all stages of the lifecycle of a structured financing facility.
We guide originator in understanding the steps and financing options they have, regardless of their size or industry they belong to.
We work closely with the IT and Finance department to help them successfully build and deliver the information that will satisfy investors’ requirements.
We simplify the way originators deliver information through the use of technology, reducing the fatigue of the day to day management of a structured financing facility.
We perform audits that reduce the risk and provide certainty to investors.
We work closely with structuring firms and financial advisors since the beginning, helping define relevant conditions of the structure, the way it will operate and the control mechanism that will be in place to make a success for all parties involved.
We collaborate with lawyers in defining key terms and conditions of contracts and safeguarding that contracts reflect the agreements between all parties involved.
We support trustees with the control and monitoring of the trusts and guarantees.
We simplify transactions and reduce trustee operational burden and risk by staying closely to originators, investors and other stakeholders to ensure that contractual agreements are met and all parties agree with reported information.
REGISTRATION AT "REGISTRO UNICO DE GARANTIAS" (RUG)
COLLATERAL ASSET INVENTORY
CASH RESERVE SAFEGUARDING
DETERMINATION OF INTERESTS AND AMORTIZATION
Investors are the main users of our information and the parties we seek to protect with our involvement in this type of transactions.
We look after the interests of investors through continuous monitoring of the behavior of the collaterals in the structured financing facility.
We look after the compliance the agreements perfecting through loan contracts and documentation.
We monitor the consistency and accuracy of the information provided by originadores.
We issue reports with the frequency and content required by the investors. Usually our reports include:
Asset to loan ratio (Aforo) or Borrowing base.
Outstanding balance of the debt.
Validation of eligibility criteria.
Determination of concentration levels.
Determination of cash reserves in the structure.
Collection reporting and conciliation.
Ageing and delinquency levels.
Our reports are a key source of information for rating agencies with regards the structured financing facility.
We support rating agencies by providing information they often need as part of their rating process to the structure.
We take work closely with the rating agency and the originator in ensuring that there is clarity around each structure and loan conditions.
We work with rating agencies in understanding the reasons behind specific situations perceived from our reports on the different facilities they rate.